Pricing
Cairn is not the cheap option. It's the complete one.
A lawyer handles the legal layer of your separation. Cairn handles everything else — your relationship with your kids, your financial reset, your wellbeing through the hard part, and your life on the other side of it.
Some men come to Cairn because they can't afford a lawyer right now. Many come because they have one and still need something this doesn't cover. Both are right to be here.
Before you compare tiers, see your real Ontario numbers. Run the support calculator first — child support, spousal range, after-tax take-home — no signup.
Plans
Choose the plan that fits your situation.
Billed monthly. Cancel any time.
Free
See where you actually stand. Today.
Tell Cairn about your situation. It will assess what you're actually dealing with and show you exactly what needs to happen — your specific steps, in the right order, for your circumstances.
You can read your full action plan, understand what each step involves, and see the official Ontario and federal resources for every task. When you're ready to start working through it, that's where Essentials comes in.
Complete
Founding rate · 50% off for life
Complete tier, locked at this rate for as long as you stay a member.
For significant assets, self-employment, or a contested file — walk in with the math handled.
Everything in Essentials, plus the specialized financial work for a complex or contested file — complex asset valuations, net family property and equalization, self-employment income, and your worksheet numbers flowing straight into Form 13.1 and your disclosure package. Plus the premiere co-parenting tools: the shared-cost ledger, a lawyer-ready parenting record, and the housing calculator.
The 14-day promise
Use Cairn for two weeks on any paid tier. If your plan isn't clearer than the day you started, email us. We refund the month — no forms, no questions.
Where Cairn fits
Between a kit you outgrow and a $400 hour.
A one-time forms kit
~$129, once
Gets your paperwork filed. After that, you are on your own.
Cairn
$49–$99 / month
The whole journey — your plan, your numbers, your forms, your week with the kids — for the months a separation actually takes.
A family lawyer
$300–$500 / hour
For the legal calls only they can make. Cairn is the preparation that makes their hours cost you less.
What's included
Compare every feature, tier by tier.
| Feature | Free | Essentials | Complete |
|---|---|---|---|
| Your situation | |||
| Guided intake | |||
| Relevant process overview | |||
| Personalized action plan (read-only) | |||
| Deep financial & housing profile | |||
| Your action plan | |||
| Interactive plan — check off tasks | |||
| Official Ontario & federal resource links | |||
| Financial tools | |||
| Child support calculator | |||
| Spousal support calculator | |||
| Two-Budget Builder | |||
| Cash-flow calendar | |||
| Tax flag cards | |||
| Complex assets module | |||
| Self-employment income calculator | |||
| Net family property checklist | |||
| Equalization payment calculator | |||
| Financial disclosure document checklist | |||
| Housing | |||
| Housing options calculator | |||
| Parenting & wellbeing | |||
| Parenting module | |||
| Custody calendar | |||
| Wellbeing module | |||
| Wellbeing programs | |||
| Shared-cost & support ledger | |||
| Lawyer-ready parenting record (PDF) | |||
| Worksheets & documents | |||
| Guided worksheets | |||
| Court forms populated from your info | |||
| Court forms auto-filled from your financial worksheets | |||
| Private document vault | |||
| Professional directory | |||
| Professional directory | |||
Common questions
Answers before you choose.
All prices in Canadian dollars. Cancel any time. Your data stays in your account.
Start where it's free
See where you actually stand. Today.
- Your specific Ontario plan, free, in five minutes
- Your real support estimates — no credit card
- The one next step that's right for your situation
- 14-day money-back promise on any paid tier
14-day promise. Use Cairn for two weeks on any paid tier. If your plan isn't clearer than the day you started, email us. We refund the month — no forms, no questions.