Ontario family law · 2026
How spousal support works in Ontario — entitlement first, then the range, then how long it lasts.
The first question is not how much. It is whether support is owed at all. Many men assume it is automatic. It is not. This page walks the entitlement test, the two formulas, and the range — then the calculator gives you your number. Free, no signup.
Entitlement before amount
Support is not automatic. Compensatory, needs-based, or contractual — no ground means no support, whatever the formula says.
A range, not a number
The SSAG produce a low-to-high range. The final figure is negotiated or decided within it, not handed down.
Duration and the Rule of 65
Roughly half a year to a year of support per year together — unless years plus age reach 65, when support can be indefinite.
Most men want a number. What spousal support actually turns on is a question that comes before the number: is there entitlement? Ontario does not order support simply because one spouse earns more. It orders support when one spouse has a reason to claim it — a career given up for the relationship, a real shortfall in meeting expenses, or an agreement to pay. Get the entitlement question right and the math becomes straightforward. Skip it and you can spend months arguing about a figure that may not be owed at all.
When support is owed, Ontario uses the Spousal Support Advisory Guidelines — the SSAG. These are not law; they are the formulas every Ontario court and lawyer works from. They produce a range, low to high, rather than a single figure. Which formula applies depends on whether you are also paying child support. The income gap between you and the number of years you were together set the size of the range.
This page explains the entitlement test, both formulas, how long support lasts, and how common-law relationships fit. It is the part the calculator does not say out loud. When you want the figure for your own income, the calculator runs the full SSAG range and shows your after-tax position — which matters, because monthly support is tax-deductible to the payor and taxable to the recipient.
Entitlement — the question that comes first
Ontario recognises three grounds for spousal support. Compensatory: one spouse gave up earning power or career progress for the relationship or to raise the children, and the other benefited. Needs-based: one spouse cannot meet reasonable expenses after separation while the other can. Contractual: you agreed, in a marriage contract or separation agreement, that support would be paid.
If none of those applies — two similar incomes, a short relationship, no one stepped back from work — there may be no entitlement, and no support is owed no matter what a formula would generate. This is the single most misunderstood part of spousal support. The formula does not create the obligation. The entitlement does. The formula only sizes it once entitlement is established.
The two SSAG formulas
The without-children formula applies when there are no dependent children. Support runs at roughly 1.5 to 2 percent of the gross income difference between you for each year you lived together, to a ceiling of 50 percent of that gap. A fifteen-year marriage with a large income difference produces a wide, substantial range; a four-year marriage with a small gap produces a narrow, modest one.
The with-children formula applies when child support is also being paid. It does not work from gross income. It works from each spouse's net income after child support and tax, and targets a share of the combined net income so both households land in a reasonable range. It is genuinely complex — this is the formula where doing it by hand goes wrong, and where a calculator earns its place.
Both formulas give a low, mid, and high figure. Where you land in that range depends on the specifics: the length of the relationship, the size of the gap, the ages, and how the rest of the settlement is structured.
How long support lasts
For relationships without dependent children, the SSAG set a duration range of roughly half a year to one year of support for every year you were together. A ten-year marriage points to somewhere between five and ten years of support, with the exact length negotiated inside that band.
The Rule of 65 is the exception that matters. When the years you lived together plus your age at separation add up to 65 or more, support can be indefinite — meaning it has no fixed end date. Indefinite does not mean forever and does not mean unchangeable; it means there is no automatic stop, and either side can ask for a review when circumstances change.
Where there are dependent children, duration is tied to the parenting arrangement and the children's needs rather than a fixed multiplier, and is usually reviewed as the children grow.
Common-law spousal support in Ontario
Spousal support is one area where common-law partners are treated almost the same as married spouses. In Ontario, a common-law partner can claim support after living together for three years, or after living together in a relationship of some permanence with a child. The same SSAG formulas, the same entitlement test, the same duration rules.
Property is the opposite story. Common-law partners do not get the equalization of net family property that married spouses get — the even split of what each gained during the marriage. That difference is large enough to have its own guide.
See your SSAG range and your after-tax position.
- Your low, mid, and high SSAG figures at your real incomes
- The duration range that applies to your relationship
- What support costs you after tax — deductible to the payor, taxable to the recipient
- A PDF you can email to yourself — no signup, no credit card
Reviewed May 28, 2026 · Plain-language information for Ontario.
Common questions
What men want to know.
Plain-language answers about how this works in Ontario — without the disclaimers that don't help anyone.
Related guides & tools
Ontario Spousal Support Calculator
The full SSAG range at your income, plus the after-tax cash-flow picture — the number to go with everything explained here.
OpenOntario Separation Agreement
Where the spousal support figure gets written down and made binding — what the support clause should say.
OpenCommon-Law Separation in Ontario
Support applies to common-law partners; property does not. What changes when you were not married.
OpenCalculator methodology
The exact SSAG rules behind every spousal support figure Cairn produces.
OpenAbout Cairn
Cairn is an Ontario-built preparation tool for men going through separation. It gives you orientation, document checklists, and the financial picture in plain language — so you can prepare and then work with a legal professional.