Know the Numbers · a money & property workbook for men in Ontario
Know the Numbers
Know your equalization estimate, your disclosure list, and your real monthly gap — before you negotiate or sign.
The most expensive mistakes in a separation are made on the money, by men who agreed to a deal before they understood it. This is how the split actually works in Ontario — equalization, the family home, support, disclosure — in plain language, with the worksheets that turn "I have no idea what I'll owe" into a defensible number you can take to a lawyer.
Less than a tenth of your first lawyer hour — and the one hour you spend with this first makes that hour count. A complete, one-time download. No subscription.
Not sure yet? Take the free 2-minute audit and see where you stand first.
The math, before you sit at the table.
The rules that decide who gets what in Ontario are technical, the pressure to settle comes early, and no one hands you the math before you need it. By the time most men learn how equalization works, or how the family home is treated, or which support is taxed and which isn't, they have already made an offer, signed a draft, or agreed to a number over the phone.
You do not need to become an accountant or a lawyer. You need to know how the split is built, roughly where you stand, and exactly what to have ready — so the professional you hire spends the hour on your plan, not your paperwork.
What is inside
What's inside
Six fronts, one exposure audit, and the three tools men buy this for: the net-family-property worksheet that estimates your equalization, the disclosure-prep checklist, and the one-household budget. Fill them in and keep them — they become the pages you bring to your lawyer.
Six protection fronts
- How the property split actually works.
- The family home plays by its own rules.
- What support you might pay — or receive — and how it's taxed.
- Get your financial picture ready to produce.
- Close the shared money doors — carefully and in the open.
- Know what one household really costs before you agree to anything.
Plus the tools that do the hardest parts for you
- Walk in knowing your numbers.
- The Exposure Audit — see where you stand in two minutes.
How it works
You can have it open and working tonight.
No waiting, no shipping, nothing to set up. Four steps from buying it to filling in your first page.
- 1
Buy it
A one-time purchase through Stripe. No subscription, nothing recurring.
- 2
Get instant access
It opens in your Cairn account the moment you pay — read it on this device, right now.
- 3
Choose your format
Type into it on your computer and save, or print it and write by hand. Your call.
- 4
Start tonight
Take the two-minute audit, see where you stand, and read the front you are most exposed in first.
Know your numbers for less than a tenth of your first lawyer hour.
Less than a tenth of your first lawyer hour — and the one hour you spend with this first makes that hour count. One-time. Yours to keep. Full refund if it does not help.
Fill-on-your-computer
Type & save, on any device.
Print-and-fill by hand
Print it and write on the page.
You choose your format after purchase. The online reader is included either way.
Questions men ask first
Before you buy.
Cairn · cairnguide.ca. The information applies to Ontario.